Borrower records
Keep contact details and lending history together. Add a borrower in the field, even when your phone is offline.
SaaS loan-book software for lending organisations
Every loan.
Every payment.
Clear as day.
Lend Buddy is software for independent organisations to manage their own borrowers, loan terms, schedules and payments. Work offline on the phone, then sync when you reconnect. iNdex Tech provides the platform; each organisation runs its own lending.
- For independent organisations
- Offline-first records
- Made for Africa
Lend BuddyGood morning, Thabo
Here’s your lending overview
Collected todayR 2,450
Active loans24
Due this weekR 6,800
Borrowers38
Next paymentsView all →
NMNeo MolefeLoan #LB-0024 · due todayR 850Payment due
KTKea TlhapiLoan #LB-0021 · due tomorrowR 600Payment due
Sample collections · this week
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Borrower profilesLoan schedulesPayment historyOffline queueBorrower access
One book, well kept
Know what’s lent, what’s due and what’s been paid.
Spend less time piecing together notebooks and payment messages. Each organisation gets its own shared, up-to-date view of its loan book.
Schedules you can follow
Set your own loan terms and see the instalments due for each loan. Lend Buddy does not prescribe rates or fees.
Payments with a history
Record payments and see how they change a balance. Reverse a payment with a reason and keep the audit trail.
Works through patchy signal
Your saved records stay on the phone. Borrower and payment changes queue offline and sync when you reconnect.
A place for borrowers
Borrowers can request a connection, apply for a loan and view their own loans once their lender accepts.
Set up for your country
Choose the business country and use its currency and phone code, with cash, bank, mobile money, card and other payment methods.
A straightforward routine
From first borrower to final payment.
Your organisation keeps control of its lending terms and decisions; Lend Buddy keeps the records together.
“A loan book should make the money easier to follow — for the lender and the borrower.”
Lend Buddy · software by iNdex Tech SolutionsSet up your organisation
Choose your country, currency, time zone and loan products. Your organisation sets the terms and makes its own lending decisions.
Add borrowers and record loans
Keep each borrower’s details and confirm the schedule for loans your organisation issues.
Record payments as they happen
Record a payment at the borrower’s door. If there is no signal, it queues on the phone to sync later.
Give borrowers their own view
Accept a borrower’s request to connect so they can see their own loans and send applications to your organisation.
Good to know
Questions before you start.
Who is Lend Buddy for?
It is SaaS software for independent lending organisations, including community finance groups and small lenders, to manage their own borrower, loan, schedule and payment records.
Does iNdex Tech provide loans?
No. iNdex Tech provides the Lend Buddy software. Each customer organisation operates its own lending, sets its own terms and makes its own lending decisions.
Does Lend Buddy work without internet?
Saved data remains available offline. Selected changes, including adding borrowers and recording payments, queue for later sync. Issuing a loan needs a connection so the loan number and schedule can be confirmed.
Can borrowers use the app too?
Yes. Borrowers can create an account, request a connection using their lender’s code, and view their own loans after the lender accepts.
Does the app decide my interest rates or fees?
No. Each lending organisation defines the terms for its own loan products or individual loans.
Can I download it now?
Lend Buddy is in early access. Contact iNdex Tech to discuss access and next steps.
A clearer loan book starts with a conversation.
Tell us about your organisation and we’ll show you how Lend Buddy can support the lending you already do.