Secure Management System for community finance groups
SMS stands for Secure Management System. Review the types of community groups it serves and how it supports organised member administration.
View this section on SMS — Secure Management System →// who is it for
Built for African
Community Finance
SMS was purpose-built for the way African communities organise collective savings and support systems.
Stokvels
Savings clubs where members contribute monthly and rotate payouts. SMS tracks every contribution collected, who's paid, who's outstanding, and automates the payout order.
● Monthly contributions
Burial Societies
Community insurance pools for funeral costs. SMS manages member beneficiary registrations, event verification, cost-per-member calculations, and benefit payouts.
● Event & payout tracking
Cooperatives
Formal and informal cooperatives that pool resources for shared goals. SMS provides the financial structure, member governance, and reporting needed for compliance and growth.
● Governance & reporting